Rowland Heights, CA -- (SBWire) -- 04/29/2015 --Safe driving gives people lots of rewards especially if drivers will manage to avoid getting traffic tickets which could raise their insurance rates. The insurance hike depends on the type of violation, the age, and the steps drivers have taken after getting a ticket. And among the many strategies recommended to minimize the effect of a moving violation, enrolling in a fast and easy traffic school is one of the best options to limit the impact of getting a traffic ticket to drivers' auto insurances.
According to the study conducted by the InsuranceQuotes.com, it was found that people who drive under the influence has a risk of increasing their insurance premium with 92% on average; a ticket for not wearing seatbelts with 6%; and drivers caught over speeding with 28%. Another factor that can increase the insurance premium is the age of the driver. In a separate study conducted by the same agency, it revealed that drivers that are 18 to 49 years old are prone to three times more insurance hike compared to drivers with age that range from 50 to 64 years old. The reason for this is that insurers are most likely to monitor the younger drivers' records when it comes to traffic violations. Drivers that age 49 years and younger and are policyholders had their records check every six months to a year since they are tagged to be risky drivers while the records of the older adults, who are considered to be safe drivers, had their records checked in every three to five years.
Drivers who are caught with a DUI case will not be able to hide it from the insurers since most states are required to draft reports on traffic violations and distribute it to insurance carriers. Thus, drivers will not be able to limit the effect of the traffic ticket to their auto insurance policy. Yet, for other moving violations that are commonly defied, there are other ways to make the impact less which are:
- Bringing the issue to the traffic court if the driver is wrongly cited with the violation charged against to get them reduced or dismissed.
- Enrolling in a traffic school or a driving school in courses that the state's department approved.
- Avoiding getting a second traffic ticket in a short time by driving safely because it will cause the insurance rate to skyrocket.
- Shopping around for a new insurance policy that can downplay the traffic ticket obtained
- Asking for discounts from the insurers by informing the increase in mileage of the vehicle when signing up for a policy; by informing the insurer of change of civil status from single to married; or reporting service-related occupation of the drivers that can qualify for rates that are discounted.
Consequently, there are lots of options to choose from in order to minimize the big impact of traffic tickets to many drivers' insurance premiums. Yet, this should not be an excuse for some drivers not to practice safe driving. If you want to make sure that you won't get any traffic ticket, enroll in the fast and easy Champion Traffic School that provides online modules that could keep your driving records clean.
Remember that driving does not have to cost you extra and increase your auto insurance when you can visit Champion Traffic School website at https://www.trafficschooldiy.com and enroll now.
About Champion Traffic School
The Champion Traffic School offers the best online learning experience in terms of defensive driving and traffic rules. It is an online traffic school which is approved by the CA DMV to help in the dismissal of every driver's traffic tickets in all the counties and courts in California. They ensure every client that they will be provided with a complete module to keep their driving records clean and escalating the insurance premium. They also keep your electronic reports updated without having to spend extra money for this service. Best of all, they are accessible anytime and anywhere.
