Tempe, AZ -- (SBWIRE) -- 10/27/2011 -- It seems as if every time a commercial comes on the television, there is a different offer from a car insurance provider. From discounts for good drivers to incentives for people with good credit scores, the concessions are endless and all set to a catchy tunes or phrases.

With all of these discounts and promises on the market from car insurers, it can be hard to know who will truly offer the best rates and coverage for a person’s particular situation.

Because there can be a lot of variation in how much different insurers will charge a given driver, shopping around and comparing auto insurance quotes is key in ensuring a driver is getting the best rate.

CarInsuranceConcepts.com offers drivers a simple method to quickly compare multiple top-rated insurance companies in their area within minutes. The site helps drivers find cheap car insurance by allowing them to search for free, no obligation quotes by their zip code, and then choose the insurance provider that best suits their needs.

With the average car insurance premium having risen 5 percent in the past two years, it is only logical to search for discount car insurance. By comparing insurance quotes, drivers will be amazed at how different the rates are from each provider.

CarInsuranceConcepts.com also recommends drivers to familiarize themselves with the current car insurance laws in their given state.

“Forty-seven states in the U.S. require that you purchase some kind of car insurance if you own a vehicle,” states the site. “Thus, it is advisable to know what the law says about car insurance and what supplemental coverage you can get in case of a motor vehicle accident. Comprehend the basic simplicities of vehicle insurance and you can rest assured that you will be able to choose the best policy for your needs.

Drivers should keep in mind some factors that may affect their auto insurance quotes. These include the type of car they possess, their driving record, their income, and even their credit score.

About CarInsuranceConcepts.com
CarInsuranceConcepts.com makes looking for car insurance quotes online easier and better than ever. With their state-of-the-art system, drivers can compare the top insurance providers in their area with one simple application and receive free, no-obligation quotes within minutes. The company also offers drivers in-depth articles with their years of experience and wealth of knowledge about the car insurance industry. For more information, visit http://www.CarInsuranceConcepts.com