Relevant or Relegated
One of the things I find most concerning when speaking to people outside our industry about their life insurance is their cheerful belief that some cover is better than no cover. This is purely anecdotal evidence from my own conversations with people – but it may also be one of the reasons why the often-cited 2010 insurance gap study by Asisa and True South Actuaries shows such massive underinsurance among the currently insured market.
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