Fairless Hills, PA -- (SBWire) -- 12/13/2019 --Online shopping has made it more convenient to purchase gifts for everyone in time for the holidays. Unfortunately, this convenience has also brought along a new class of identity thieves and cybercriminals. These criminals often use sneaky tactics to get ahold of consumers' credit card and banking information. This season, PA Auto Credit is encouraging consumers to stay smart when shopping online and to take extra steps to protect their identity from scammers.

Consumers are advised to always use a credit card over a debit card when shopping online. Most credit cards have guarantees that absolve the holder of fraudulent transactions, while debit cards do not. Shoppers are also urged to verify the security details of each website they shop on by looking for a URL that has an SSL (secure sockets layer). Those websites will begin with 'https' instead of just 'http.' Finally, consumers should enable two-factor authentication on all of their online shopping accounts and use a variety of passwords to keep criminals out.

As a company specializing in bad credit auto loans in Philadelphia, PA, PA Auto Credit knows firsthand just how important it is to protect credit information from hackers and criminals. Having a low credit score makes it difficult to buy a car, go back to school, open a business and much more. However, fraud isn't the only thing that can cause a low credit score—past financial mistakes, debt, and missed payments can also contribute to a low score as well.

PA Auto Credit offers Fresh Start Financing in spite of low credit scores. Anyone interested in learning more about low-credit loan options and repo finances in Trenton, NJ, from PA Auto Credit is encouraged to give their team a call today at 800-371-1769.

About PA Auto Credit
PA Auto Credit is the place residents of Philadelphia, PA, and its neighboring towns can turn to for auto loans, regardless of credit history. They provide convenient services and flexible payment schedules that conform to the unique needs of their clientele.

To learn more about PA Auto Credit, visit them online at http://paautocredit.com.