Those who have had problems with credit are usually anxious to find ways to rebuild a credit score. The truth is there are many credit cards that are designed for that very purpose, but they vary in their requirements: some require prepayment on the card itself while others require the card holder to maintain a savings account as long as there is a balance on the card. It’s important to conduct research and choose the one that meets your needs the best.

Pittsfield, MA -- (SBWire) -- 01/08/2013 --One of the best ways for a consumer to rebuild bad credit is using a credit card that is designed for those with bad credit. There are a number of places a consumer can go to apply for a credit card that will help rebuild a credit score.

Best Way to Rebuild Credit Score

Many consumers are probably thinking about doing some self-improvement during 2013, and improving their bad credit is likely to be on the top of the list. While there are certainly a variety of different ways for a person to improve his or her credit score both for the short-term and the long term, applying for a credit card and making the payments on time is probably the easiest and most effective way to rebuild a credit score. There are several different types of bad credit credit cards, but there are three that are considered the best for those who are interested in increasing their credit scores. This information was provided by a company called Creditnet.com, and the criteria they used was potential for rebuilding credit, approval ratings, the ongoing APR and the card fees connected to each card.

The three cards that are the best for rebuilding credit include the following:

- Capital One Secured MasterCard
- U.S. Bank Secured Visa
- Open Sky Secured Visa

In most cases it is better for consumers with bad credit who are attempting to use a credit card to rebuild their credit score to make use of a secured credit card. However, some consumers may wish to avoid having to either prepay or maintain funds on hold in a savings account. For those consumers the option is the Continental Finance Matrix Discover Card. This card is a viable unsecured credit card for those consumers with bad credit.

About Credit-yogi
www.Credit-yogi.com, an online marketing service located in Pittsfield, Massachusetts, reminds consumers that if a deal seem too good to be true, it usually is, so use some common sense and avoid scams.