Draper, UT -- (SBWire) -- 10/11/2013 --A type of mortgage that is designed for relocating/transferring employees. Corporations sometime make special mortgages available for relocating employees in an effort to make the moving process easier and more economical. Oftentimes, there are bonuses for the employee, such as the company paying the closing costs. Some mortgage companies specialize in offering relo-mortgages. Historical data shows that employees who relocate for their jobs are likely to relocate repeatedly at predictable time intervals; therefore, relo mortgages have more predictable prepayment characteristics than non-relo mortgages. Because the prepayment characteristics of any mortgage-backed security (MBS) are very important to its valuation by traders, the more predictable prepayment characteristics of MBSs backed by relo mortgages allow relo MBSs to trade at a premium relative to other MBSs. (weather.com/weather/today/USUT0225)

Corcoran Sunshine Marketing Group is the recognized leader in the planning, design, marketing and sale of luxury residential development. The company is proud to be the leader in value creation for the world’s most prestigious luxury residential developers. They offer an impressive array of new residential development for the discerning home buyer and a broad spectrum of services for residential developers. With over 25 years of experience in marketing and collective sales in excess of $30 billion, the company offers unparalleled marketing expertise with the additional benefit of The Corcoran Group and its international affiliates’ powerful distribution network.

Purchasing a home is exciting but there's a lot to consider. Take time to define your search parameters like price range, location preference, type of ownership (co-op, condo, etc.), size of property and building amenities, if applicable. Prioritize your needs (i.e., space, light, views, schools, etc.) but try to be flexible. In evaluating your budget, know what you can spend on a down payment as well as monthly expenditures like maintenance or common charges, real estate taxes, monthly mortgage, utilities, parking, etc. Find the right real estate agent to help navigate you through the process, speak with a mortgage lender to obtain written pre-approval for a loan, and choose an attorney experienced in NYC real estate. (quickfacts.census.gov/qfd/states/49000.html)

Buying a home is not only an important financial decision but a major life decision as well. Nothing says more about who one is or how one lives so one needs to make sure that their real estate agent is someone who understands them and their needs. Begin by asking friends who've used agents for referrals. Choose a professional who specializes in homes in their price range and desired neighborhood(s); someone who's available to work on their schedule, who listens to their needs, asks a lot of questions about how one lives and takes time to explain things they may not understand. Finding a new home should be an exciting and enjoyable process but it is also time consuming, one should look for someone whose company they enjoy - they will likely be spending a lot of time together.

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