Phoenix, AZ -- (SBWire) -- 03/13/2014 --The Obama loan modification program, commonly known as HAMP, has opened the door to aid for thousands of homeowners who are facing foreclosure. Modifying a loan simply means making some changes to it, such as reducing the interest rate or principal of it. However, not everyone who applies for this program will qualify for it. Rather than wasting time filling out paperwork for plans one is not eligible for, let Credit-yogi.com help. The knowledgeable staff members can help in several ways, including:

- Faster Results
- Professional Review of Financial Audit
- Free Consultation
- Lowering Mortgage Payment

Quick Results for Eligibility

If a troubled homeowner goes to his lender to avoid foreclosure, he will have to wait for up to 12 months for an answer about his eligibility for the government’s HAMP program. It benefits the lender not to assist this person, because any loss incurred by the lender is insured. Credit-yogi.com can get answers about whether someone can or cannot utilize a given program in as little as 5 days. This alleviates stress and worry and makes the homeowner hopeful that he won’t lose his home.

Review of Audit

A lender will not provide any explanation as to the reason a person does not qualify for, say, the Obama modification program. Keep in mind that 90% pf applicants are denied eligibility if they go through their original lenders. That fact and no reason given for denial can send someone into deep despair. Credit-yogi.com gives folks a careful audit of their finances covering what a frightened homeowner needs to do in order to qualify if he did not. It will give that person a detailed report about how much he’ll need to be suitable for the program of his choice –to the last penny.

No-Cost Conference

A lender won’t take the time to talk with a borrower about his financial outlook and his denial of accessing a plan like the HAMP repayment program. Frankly, a denial is a dismissal, and the financer has no more interest in working with this individual. At Credit-yogi.com, they spend as much time with a person as necessary to understand why he was denied and what he has to do to get approval. The best part about this is that it’s completely free.

Avoid Foreclosure & Lower Payment

In general, financers aren’t interested in helping a homeowner reduce his mortgage payment and avoid foreclosure. It’s far better for a lender to foreclose on a home; he makes money off of it. Credit-yogi.com will help that homeowner lower his monthly mortgage payment and halt a foreclosure action. Assisting someone to access the Obama affordable home modification program, for instance, will result in a reduced interest rate or a longer amount of time to repay the loan, both of which enable a person to keep his home.

About credit-yogi.com
As evidenced from the above information, Credit-yogi.com, which has been in operation since 1999, can help those hoping to stop a foreclosure. For a cost-free initial conference, dial 866-964-9644, any time.