Home-ownership in the U.S. is at an all-time low. See how AMCAP Mortgage Ltd. Is helping to restore the American dream by helping clients secure FHA loan funding at www.texasfha.org.

Spring, TX -- (SBWire) -- 12/11/2015 --According to the U.S. Census Bureau, the rate of home-ownership in the United States fell to 63.4 percent in the second quarter of 2015. This is the lowest it has been since 1967. While the number of occupied housing units has grown, most of these units are going to renters. Owner-occupied housing rates continue to fall.

It is with these statistics in mind that AMCAP Mortgage - North Houston is announcing their status as a Full Eagle FHA Lender. Having Full Eagle status as designated by the Federal Housing Authority means that the company has the ability and authority to originate, process, underwrite and fund FHA loans for home buyers. Companies with this direct endorsement from the FHA have earned it by meeting the requirements during a strict and comprehensive HUD approval process.

Gerry Nicodemus, a representative of AMCAP Mortgage, stated "Home-ownership in the U.S. has been on a downward trend in recent years. Rising home prices coupled with tighter lending standards has put home-ownership out of the financial reach of many people. As a Full Eagle FHA Lender, it's our job to help put the dream of owning a home back within their reach. Typically, the required fha loan qualifications are not as strict as traditional loans. The credit qualification standards are much more lenient, the required down payment is only 3.5 percent, and interest rates are generally lower as well."

Nicodemus goes on to say, "The fact that we have Full Eagle status allows us to do what other mortgage lenders cannot. Our team is able to originate, process, underwrite, and fund FHA loans under the same roof. This streamlines the process for home buyers, making things easier and less frustrating for them. It minimizes the chances that they will face major issues in securing the funding they need to buy the home. Because of our designation, we're able to provide top-notch support for our customers."

"Home-ownership is a huge part of the American dream, and we want to help restore that for people in Texas. Fortunately, FHA loans make home-ownership possible for a wider range of people. We are proud of our Full Eagle designation and look forward to helping more people secure the funding they need to begin building the life they've always imagined for themselves."

About AMCAP Mortgage - NHB
AMCAP Mortgage Ltd. is an approved FHA Lender that specializes in FHA Home Loans throughout Texas. As a "Full Eagle" FHA Lender in Texas, they originate, process, underwrite and fund FHA loans under one roof. Because they know that FHA Loans can be a great source of funding for their clients, their Loan Specialists are always available to help them secure the money they need for the home of their dreams.