Philadelphia, PA -- (SBWire) -- 06/28/2016 --From home improvement projects and tackling high-interest debt with consolidation to purchasing a big ticket item or paying college tuition, individuals will enjoy great rates, superior Service and more when they pursue a Home Equity Loan with Police and Fire Federal Credit Union. By getting a PFFCU Home Equity Loan with fixed rates as low as 3.49% APR which reflects a ¼% discount with automatic payment from an Active PFFCU Checking Account or distribution from a payroll check automatically deposited with PFFCU, local homeowners get the financing they need to make their dreams a reality.

Homeowners who get a Police and Fire Federal Credit Union Home Equity Loan can save with great low rates, and no application fee, no closing costs and no points. Plus, the interest paid may be tax-deductible.

With no out-of-pocket expenses, homeowners can finance up to 80% of the total LTV of their primary home for up to 20 years, with a maximum of $600,000. Or, they can finance up to 100% of the total LTV of their primary home for up to 15 years, with a maximum of $50,000.

PFFCU offers Home Equity Loans with terms as short as five years and as long as 20 years—the longest of which typically will offer the lowest monthly payments. A monthly payment calculator is available on PFFCU's website for homeowners interested in estimating their possible Home Equity loan payments.

Applying for a PFFCU Home Equity Loan is simple and can be completed either in person, online or by telephone. Homeowners in Bucks County, Montgomery County, Philadelphia, PA and Southern New Jersey who are interested in the prospects of a home equity loan are encouraged to take action and contact their local PFFCU branch. Visit any of the credit union's 13 conveniently located branches in Philadelphia, Bucks & Montgomery Counties PA, and Moorestown & Washington Township, New Jersey to discuss plans and get a Home Equity Loan decision within one business day. Member Service Representatives can be reached during regular business hours by calling 215-931-0300 or 800-228-8801 today. Only the best Service, Value, Convenience and Trust is found at PFFCU.