Philadelphia, PA -- (SBWire) -- 08/25/2017 --Police and Fire Federal Credit Union (PFFCU), which has 14 conveniently located branches in and around the Philadelphia area and New Jersey, has home Mortgage solutions for those who are in the market for a new home, and for those who want to refinance their current mortgage for a lower rate and save money, or want to complete a long-awaited home-improvement project. PFFCU offers a variety of options to meet individual needs and has been a trusted mortgage lender since 1938.

PFFCU surveys every member who gets a home purchase mortgage loan. 90% of those surveyed rate PFFCU as Exceptional or Superior in the overall Real Estate experience. There are no high-pressure sales tactics, and the approval process is fast and easy. PFFCU also offers a convenient digital mortgage process to enable members to send, receive, and sign documents electronically to make the process faster and easier.

PFFCU offers Conventional Mortgages with terms of 10, 15, 20, and 30 years to maintain a consistently low monthly payment or for those who plan to stay in their home for a long period of time. Adjustable-Rate Mortgages offered by PFFCU provide lower initial rates than fixed-rate home purchase mortgages, resulting in lower monthly payments that are especially attractive to first-time home buyers and home owners looking to buy a larger home. There is no application fee and closing cost are among the lowest in Philadelphia, Bucks County and Montgomery County, PA and in Mt. Laurel, Cherry Hill and Washington Township, NJ.

People who are looking to refinance their current mortgage to save money and lower their rate can save time and choose a PFFCU EXPRESS Refi loan that is quicker and easier compared to a traditional refinance offered by other banks. Members who choose this option can save money with PFFCU because there is no application fee and PFFCU's EXPRESS Refi Mortgage closing costs are much less than the competition, which could mean a savings of several thousand dollars. PFFCU has experienced Mortgage Advisors who provide personal guidance.

About Police and Fire Federal Credit Union
Police and Fire Federal Credit Union offers great low rates on Mortgages, Home Equity Loans, Auto Loan, Credit Cards, and more. They have 14 full-service branch locations throughout the Greater Philadelphia region, including Bucks, Montgomery, and Delaware Counties, and New Jersey. Knowledgeable and friendly Member Service Representatives will help members with the products and services that best meet their financial needs. Police and Fire Federal Credit Union delivers Service, Value, Convenience and Trust to assure that members have the highest level of satisfaction. Any active and retired police officer or firefighter, their family and co-workers are eligible to become a member of the credit union. Other Select Employee Groups, organizations and individuals can apply for a PFFCU membership in branch, by phone at 215-931-0300 or 1-800-228-8801 or through their website.

Learn more at http://www.pffcu.org.