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Medford, NY -- (SBWire) -- 09/01/2011 --Payday loans are good for poor credit peoples and reports can help consumers repair bad credit reports for 13% of the loan applications payday to improve credit reports, Since the credit card companies other lenders even punish candidates who have low credit reports, not only refuses to credit, but makes a footprint of claim aggravated by the refusal, payday loans are increasingly used as a way for consumers to repair relations bad credit.

From the analysis of the candidates http://www.lightpaydayloan.com leading, found that a growing number of payday loan seekers have to borrow to repair a bad credit history. Of 1000 respondents said they have 129 candidates entered the payday loan as a way to improve their credit report.

Most payday loan applications through our site controlled by the credit reporting agencies, if successful in your application of these credit agencies will be notified when you repay a loan. This is added to your credit as a positive mark on your ability to repay debt and help improve your credit rating.

For more than a credit card can be marked against you on your credit report and be turned down for credit has a negative impact on your overall credit rating, so if you fail at a Credit card application, because many people are finding at the moment, just ask for a credit card can make your credit worse. Also one of the biggest disadvantages of credit cards is that they come with large price bands - making it too easy to incur additional debt and make further damage to your credit report in the process.

Anyone with bad credit is harder to find a loan and if you do, you will pay more to borrow money than those with good credit. To help those looking to repair their damaged credit history, lightpaydayloan.com set the top 5 credit repair tips:

Roll With It - Get on the electoral register, and this is one of the easiest ways to help repair a broken credit history - it also means that you can vote the next election. Lenders use the electoral register to see if you are who you say you are, and as a precaution against fraud.

Always pay on time - as a board of bank earnings indicating the prompt payment of monthly bills as mobile or mobile broadband, credit cards and other bills will show that you apply for credit-worthy.

Unused credit cards gap - If more than one credit card, some of which no longer uses, it would be close because lenders do not focus solely on the amount of money you need, but also the number of money can borrow in total.

Reduce applications - Shopping around can sometimes leave you with a credit footprint the size of an elephant, so be aware that almost all applications for credit - mortgages, credit cards, loans - triggers a search on your credit report, leaving a record. Limit and leaves a lot of time between your applications, so as not to cause problems.

Take a loan - and pay off a loan will prove to future lenders and credit reporting agencies that you are able to repay. Short-term loans such as payday loans are a quick and efficient way to improve your credit, but remember that this process only works if you repay the loan, so if you cannot afford to refund, do not take it in the first place.

1000 payday loan applicants randomly visiting http://www.lightpaydayloan.com were asked anonymously, why they were taking a payday loan. 129 respondents said, “to improve their credit report”.