Laurel, MD -- (SBWIRE) -- 07/31/2009 -- DebtLessen.net recently announced the introduction of a new approach, a unique new strategy to become debt free. The new formula, a do-it-yourself course named DebtLessen, helps individuals negotiate and settle their debts on their own for less than what they owe.

An initiative of Keith Jones, Debtlessen provides struggling debtors with unmanageable credit card debt an honest, affordable alternative to traditional debt management services and bankruptcy. DebtLessen shows consumers a step-by-step plan that takes away all of the heartache and headache caused by unaffordable debt. As a result, consumers save a substantial amount of money, thereby allowing them to quickly become debt free in a matter of a few months to a few years.

DebtLessen came to fruition as a result of Keith’s years of negotiation experience with creditors and debt management companies. However, after escalating consumer complaints and noticeably low program completion rates, Keith became disenchanted with the services offered by these so called ‘debt management’ companies. He then decided to work on a more successful and customer friendly solution as opposed to the current unsuccessful “service model” which charges outrageous up-front fees to already struggling debtors.

Upon research for his DebtLessen course, Keith discovered that nearly 90% of all bankruptcies occur because of medical illness, loss of job, or divorce, and are not a result of debtors’ reckless credit use or their unwillingness to pay back their debt. Keith also discovered that nearly 80% of all bankruptcies could be avoided with a more effective bankruptcy alternative strategy like DebtLessen.

The DebtLessen website provides a comprehensive description of the various aspects the DebtLessen debt management course offers. The website also presents earnest testimonials from struggling debtors who have succeeded with the program and are now leading a stress free and debt free life.

Jones, who has been helping consumers avoid bankruptcy and better manage their debt since 2004, says, “My system not only self-consolidates your debt, but eliminates it using nothing more than the money you're already wasting on your credit cards and the power of negotiation.”

About http://www.debtlessen.net
Keith Jones, the author of the DebtLessen Debt Negotiation and Settlement Course is a debt negotiator specializing in debt reduction, interest rate reduction and credit repair. A master in negotiation, Keith has put together a package showing everyday consumers not only how to negotiate their debt away but also how to save thousands upon thousands of dollars on many of life’s everyday products and services that most probably believe are non-negotiable.