Scottsdale, AZ -- (SBWIRE) -- 01/30/2015 -- The jumbo loan market is the only bright spot in an otherwise shrinking mortgage market, and an Atlanta company that specializes in refinancing and purchasing of homes believes those dreaming of buying their own home should take advantage of the favorable market conditions.

Christensen Financial, Inc., an Atlanta-based company that lends to those dreaming of buying their own homes or refinancing their properties, says that a lot of financial institutions are now relaxing their rules in order to cater to well-off borrowers.

It cites that even the big banks in America are stepping up efforts to get more affluent borrowers, while keeping their credit rules tight for other customers. These banks are allowing assets in accounts of their borrowers to serve as collateral, reducing rates for customers with investment accounts, and even accepting lower down payments.

In 2014, applications for jumbo loans rose by 4.9 percent, proof that more borrowers are cashing in on the relaxed rules of banks on this type of financing. Jumbo loans are available only to creditworthy borrowers with an average FICO score of 760.

Christensen Financial, Inc. advises families and individuals to apply for jumbo loans, or those with a minimum amount of $417,000, so they can buy their dream properties.

The firm says home owners in Atlanta and nearby areas wanting to apply for a jumbo loan can visit its website where they can get free quotes and even start their jumbo loan application.

About Christensen Financial
Christensen Financial is a mortgage company for people looking to buy or refinance their homes. It is backed by a team of highly skilled and experienced mortgage professionals. For more information, please visit http://www.jumboloanmortgages.net.

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Lynnette L. Collins947 Courtright Street
Balta, ND 58368