New York, NY -- (SBWIRE) -- 02/22/2011 -- Monthly nursing home care costs in California are more than $6,000 per month; do you know how much the cost is in your state? Baby Boomers are reaching the age when they need long term care, and many do not have financial plans in place to cover its cost. This can become a burden on the entire family, and most people do not know what financial options are available to them.

There have been recent changes to Medicare, Medicaid, and nursing home benefits making them difficult to understand, and allowing available benefits to go unused. Naked in the Nursing Home, the newest book by Harold Lustig, is due out in April and can answer the above questions and those about financial planning for long term care. These changes are so revolutionary that estate and financial plans will need to be revisited.

Old estate and financial plans are based on antiquated information and ideas, making this the time to start rethinking financial planning. Down the road. it will pay—literally--in the future to be informed about available options.

Naked in the Nursing Home provides readers with easy to implement plans to help protect their assets, find the most appropriate insurance for their needs, learn about wartime veteran long term care benefits, protect valuable government benefits for nursing home care, and ensure safety of the elderly. Harold Lustig also provides clear action steps for readers to take when choosing a nursing home, when to cover health care costs with Medicare and Medicaid, and ways to start preparing now for future financial burdens.

Please contact pr@bloomingtwig.com for more information.

About Harold Lustig
Harold Lustig is President of the California Estate and Elder Planning Center and the Managing Member of Lustig Financial Services, LLC. He has been a financial insurance and long term care planning advisor specialist for more than 32 years and has been specializing in the needs of seniors and their families for the last 12 years. Harold is a Chartered Life Underwriter (CLU) and a Chartered Financial Consultant (ChFC) and is registered in the State of California as an Investment Advisor.

Harold has been quoted in the Boston Globe, Mercury News, the old San Francisco Examiner and his articles have appeared in the Investment Advisor, the Accountant, and the Society of Certified Senior Advisors. Harold is also a syndicated columnist on Patch.com and author of 4 Steps to Financial Security for Lesbian and Gay Couples. Harold is also a member of the National Speakers Association. He has spoken nationally for the Financial Planning Association Advanced Estate Planning Retreats in Houston and Tampa as well at several FPA Regional Conferences in San Francisco.